المستشار المالي — الدرس 3
The Federal Reserve's Survey of Consumer Finances (SCF) is the primary source of nationally representative data on U.S. household finances, conducted every three years by the Board of Governors and fielded by NORC at the University of Chicago. Key variants and components collected include assets such as savings accounts, retirement plans, real estate, and business holdings, alongside liabilities including mortgages, credit-card balances, auto loans, and student debt.